FaQs
The following people are eligible to apply for an Instant Personal Loan at Kreditindia:
- Age – 21 to 60 years
- Job for at least 1 year
- Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
- Minimum salary of Rs. 15,000/ month
Kreditindia offers personal loans at the lowest EMIs starting from Rs.1,982/- to Rs. 8,999/-.
Kreditindia provides personal loan offers through top multiple banks in India that offer Lowest Personal Loan Interest Rates. Loan approval is subjective to the applicant's documents.
Through Kreditindia, you can get personalised consultation on getting loans at the lowest rates.
- Visit https://kreditindia.in
- Quick Registration
- Click on Digital Personal Loan.
- Register yourself as per bank register name and bank registered mobile number.
- If you have already registered then click on the login option.
- If you want to calculate loan EMI details then click on the loan calculator. Then, click on the "Apply Now" button.
Kreditindia facilitates you with personal loan offers if your Credit score is 650 or higher.
Your CIBIL Score must be 650 or higher.
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your personal loan to get approved and a couple of days after that for the disbursement.
As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 points get quicker loan approvals from Kreditindia.
Yes, only if you use your personal loan amount for certain purposes like investing in a business, buying a residential property, investing in other assets, etc.
Through Kreditindia, you can easily apply for an online personal loan with no paperwork needed and minimal documents.
A personal loan can be taken to effectively pay back the educational loan or any sort of loan or debt.
Kreditindia facilitates you with personal loan offers from several banks and financial institutions with the lowest interest rates.
- CIBIL Score
- Income Proof & Stability
- Age of the loan applicant
Through Kreditindia, get a personal loan with a 100% Online Process.
With Kreditindia's loan services, you can get a personal loan from multiple banks and NBFCs at a single platform quickly.
Even if you have a salary as low as Rs.15,000/- per month, Kreditindia will provide you with instant personal loan offers.
A business loan is an unsecured credit you can avail to meet your urgent business requirements. Business loans allow you to usher in funds for your enterprise to expand your business.
A business loan can be used for expenses like business expansion, boost production, buying new machinery, etc.
The following people are eligible to apply for an Instant Business Loan at Kreditindia:
- Age – 21 to 65 years
- CIBIL score – 700 or more
- The candidate should own a business at least profitable for three successive financial years
- The business turnover must display an ascending trend
- Your balance sheet must be audited by a registered Chartered Accountant (CA).
EMIs (Equated Monthly Instalments) of Business Loan start from Rs.1,929/- to Rs.8,999/-.
Kreditindia provides business loans through top banks in India that offer the lowest Business Loan Interest Rates.
Become a Kreditindia member and get personalised consultation on getting loans at the lowest rates.
- Visit https://kreditindia.in
- Quick Registration
- Click on Digital Business Loan
- Register with your bank registered name and mobile number
- If you have already registered then click on the login option
- If you want to calculate Business loan EMI details then click on the loan calculator. Then, click on the "Apply Now" button.
Kreditindia facilitates you with business loan offers if your Credit score is 700 or higher.
The CIBIL score must be 700 or higher.
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your business loan to get approved and a couple of days after that for the disbursement.
As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 points, get quicker loan approvals from Kreditindia.
Following documents are required for availing a business loan:
- Business Proof
- KYC documents of the company
- KYC documents of the business owners
- Photo Identity Proof (Aadhar card/ Driving license/ Voter ID/ Passport)
- Last six months company bank statements
- GST Certificate
- Last two years Income Tax Returns
- Last two years Balance sheet and Profit & Loss accounts
- A report with detailed information about how the candidate will utilise the business loan
A Subscription is the proof of an individual to be recognised as a member of Kreditindia.in. The card enables the individual to leverage Kreditindia's portal for loan purposes.
Just after a quick registration, you can choose the convenient Subscription and purchase it.
Kreditindia.in offers two types of Subscription
Advance Subscription for Personal Loans
Basic Subscription for Business Loans
- Get Pre-Approved Loan Offers from Multiple Banks from one platform.
- Free Expert Consultancy for 6 months.
- Up to 40% referral payout per Subscription.